HeyLight is an ecosystem of innovative payment and credit solutions that allows you to purchase products and services online and in-store, deferring payment up to €5,000 in 12 convenient monthly installments without interest, without the need to upload income documents and without digital signatures; in 3 simple and quick steps, you can immediately defer your expense.

Or you can pay in installments in 12, 24, or 36 installments, with a TAN of 9.90%, amounts from €5,000 to €10,000 (income document upload and OTP signature required).

It works as a digital financing solution, with the possibility to defer payment or obtain a targeted loan, without the need for income documentation and with an immediate response whether positive or negative.

More specifically:

• HeyLight is an alternative to traditional payments: Instead of paying the full amount immediately, you can split the expense into monthly installments.
• Both online and in-store: The solution is available for both online purchases, through e-commerce websites, and for physical purchases in our store.